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Disclosure Statement

The following information is provided to assist you with making your decision to take out a Tara Finance loan. We aim to be completely open and transparent about costs. Please note that no personalised financial advice is provided and that applicants should consult an independent financial adviser if required before proceeding with a loan.

Here is a list of our compulsory interest rates, fees, and charges...

Interest Rate 9.95% - 19.95% p.a.
Establishment Fee $350
Top Up Fee $150
Early Repayment Fee (only applies if you pay your loan off early) $50
PPSR Search and Registration Fee (for secured loans only - per security interest we take) $13
Monthly Account Fee $8

 

Should you miss a repayment, the following default interest rates, fees and charges may apply…

Default Fee $25
Default Electronic Reminder Fee $3
Default Letter Reminder Fee $5
Repossession Warning Notice $35
Default Interest Rate 10% p.a. above your interest rate

Privacy Waiver

Privacy Waiver (in relation to the Privacy Act 1993)

The Privacy Act is designed to ensure companies only use your personal information for the reasons that you give it to them.

I acknowledge that Tara Finance is asking for personal information. That information may be used by Tara Finance, its related entities, successors, assigns, agents, associates for the purposes of determining whether or not to provide me with credit, administering and managing my agreement, collecting payments (including offers of new products or invitations to participate in competitions), and conducting market research.

The information we collect and hold would include, but is not limited to, details of income, assets and liabilities, employment history, credit history and contact details. As part of this process, Tara Finance may also get information from, and give information to third parties. These parties include financial service providers, credit reporting agencies, government agencies, referees, employers (both past and present), owners, occupiers or neighbours of any premises reasonably believed to be my current or recent address.

I acknowledge that I have the right to access, and request the correction of, any personal information about me held by Tara Finance.

If I do not wish to receive future information about the Tara Finance's range of products, offers or competitions, I will inform Tara Finance at 107 Hilton Highway, Washdyke, Timaru 7910.

I acknowledge that this privacy waiver applies to all of my current and future arrangements with Tara Finance.

Lending Responsibility Exclusion

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about this loan are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licenced.

Disclosure Statement

The following information is provided to assist you with making your decision to take out a Tara Finance loan. We aim to be completely open and transparent about costs. Please note that no personalised financial advice is provided and that applicants should consult an independent financial adviser if required before proceeding with a loan.

Here is a list of our compulsory interest rates, fees, and charges...

Interest Rate 9.95% - 19.95% p.a.
Establishment Fee $350
Top Up Fee $150
Early Repayment Fee (only applies if you pay your loan off early) $50
PPSR Search and Registration Fee (for secured loans only - per security interest we take) $13
Monthly Account Fee $8

 

Should you miss a repayment, the following default interest rates, fees and charges may apply…

Default Fee $25
Default Electronic Reminder Fee $3
Default Letter Reminder Fee $5
Repossession Warning Notice $35
Default Interest Rate 10% p.a. above your interest rate

Privacy Waiver

Privacy Waiver (in relation to the Privacy Act 1993)

The Privacy Act is designed to ensure companies only use your personal information for the reasons that you give it to them.

I acknowledge that Tara Finance is asking for personal information. That information may be used by Tara Finance, its related entities, successors, assigns, agents, associates for the purposes of determining whether or not to provide me with credit, administering and managing my agreement, collecting payments (including offers of new products or invitations to participate in competitions), and conducting market research.

The information we collect and hold would include, but is not limited to, details of income, assets and liabilities, employment history, credit history and contact details. As part of this process, Tara Finance may also get information from, and give information to third parties. These parties include financial service providers, credit reporting agencies, government agencies, referees, employers (both past and present), owners, occupiers or neighbours of any premises reasonably believed to be my current or recent address.

I acknowledge that I have the right to access, and request the correction of, any personal information about me held by Tara Finance.

If I do not wish to receive future information about the Tara Finance's range of products, offers or competitions, I will inform Tara Finance at 107 Hilton Highway, Washdyke, Timaru 7910.

I acknowledge that this privacy waiver applies to all of my current and future arrangements with Tara Finance.

Lending Responsibility Exclusion

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about this loan are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licenced.